Monday, August 10, 2009

Road Trip!

Mysti and Nick, my oldest daughter and her husband, came to visit for a day before heading onto a dude ranch vacation with Nick's family. Cherron offered to drive them to the dude ranch in eastern Arizona and I came along for the ride. I enjoy seeing parts of the state/country that I haven't visited before. We did some minimal planning, deciding to follow a route that would let us see the "Very Large Array" - one of the world's premier astronomical radio observatories, consisting of 27 radio antennas (each 25 meters (82 feet) in diameter. I've seen them before in movies, but it was interesting to see them in person.

The part of the trip I looked forward to the most was visiting Pie Town, NM. This tiny town (blink and you'll miss it), boasts a post office, chiropractor, and two pie shops (you won't find a gas station or fast food joint in Pie Town). We visited the "Pie-O-Neer" diner and pie shop.



Kathy, the owner and pie maker (pictured above) was busy baking when we arrived, although she made the time often to come out and check with customers on how they liked their pie. The menu was simple, with an offering of sandwiches, quesadillas, and soup -- and everything we ordered was delicious! Of course, the best thing was the pies. When we got there, it was busy and one of the workers/musicians suggested that we reserve a slice of the pie we would like, as they went fast. At the time, there was a selection of Blueberry Cream, Apple, Sweet Potato, Strawberry/Rhubarb, and Blueberry (still bubbling from the oven). As we were eating, new pies would periodically arrive, such as Peach/Raspberry, Peach/Almond, and a New Mexico favorite -- Apple pie with green chili and pinon nuts.

For an entree, we had a couple of Kathy's Kraving (a grilled cheese sandwich with tomatoes and green chilies), a BLT, and a spinach quesadilla. All of them were very good, but the Kathy's Kraving sandwich was especially delicious. We then started on the pie. The Blueberry Cream was good, with fresh blueberries on top. The Sweet Potato pie was creamy and delicious -- and we were informed that it was made with molasses instead of sugar. We also had Strawberry/Rhubarb, which was very tart. Kathy informed us that we should have it ala mode, as the sweet ice cream complimented the tartness well. As we were waiting for the Peach/Raspberry to cool enough to slice (and planned to have that pie ala mode), we set the rest of the Strawberry/Rhubarb to the side to wait for that ice cream. When the Peach/Raspberry slice arrived, the four of us set upon it like we hadn't eaten for days. It was quite possibly the best pie I had ever eaten. When we finished (within moments), I flagged down the waitress to ask for another slice. We waited anxiously to see if there was any left, as another table had just reserved several slices of the pie. Luckily for us, one was left and we again ate the entire piece within just a few moments.

We had a great time talking to Kathy, listening to the musicians that were playing, and eating some great food in a charming atmosphere. We spent nearly two hours there and, when it was time to go, we were practically waddling on the way to the car as we were so stuffed.

The drive continued, across the Arizona border and past the tiny town of Alpine. We then turned off the winding, mountain road onto a gravel forest road on our way to the Sprucedale Guest Ranch, where Mysti and Nick would be spending the week. The gravel road seemed to go on forever (actually 9 miles) and then we had to navigate a mile of rough dirt road, complete with large potholes. Cherron was not very happy, as she loves her little car and it was not built for four-wheeling. However, we finally made it and I have to admit, the scenery was lovely.We had a few minutes to play with some adorable puppies, a friendly kitten, and dodge a plethora of hummingbirds that were flitting around the porch area. We then told Mysti (our technology girl) to have a great time at the cow milking in the morning and headed back home, taking a different route that took us past some great scenery, including El Malpais National Conservation Area, which had some incredibly cliffs and this great looking arch. I plan to take the family back there sometime this year, as you can go on a 4-mile hike along the top of the cliffs.
All in all, it was a long, but fun day. My husband also had a road trip, but his was not as fun. He was helping our third daughter move back to college. She has her own apartment this year, so there was a lot of furniture to lug around!

Tuesday, July 21, 2009

Finding Treasures

I love the thrill of the hunt -- bargain hunting, that is! There is nothing quite like knowing exactly what you want for a room/area and then, sometimes months later, finding an item that exactly fits the bill, at an inexpensive cost.

One of my secret pleasures is looking up houses online that are for sale and have the same floor plan as our house. I like to see the pictures and look at what changes they have made. Sometimes I get great ideas on how to remodel or decorate my house. Occasionally, we'll go to open houses, just to see the decor. On one of these outings, I saw that the owners had updated the upstairs deck by replacing the ugly overhead bulbs with great looking ceiling fans. I fell in love with the look and started my hunt.

Unfortunately, indoor/outdoor fans in the style (closed light fixture) and color (oil rubbed bronze) that I wanted were running for over $150 each. I couldn't justify paying that sort of money for something that was mostly a cosmetic update in an area we did not use often. However, the other day I finally found exactly what I wanted and, with our military discount at Home Depot, each fan was only $50!

Mike put them up for me over the weekend and they look terrific. However, then I noticed that the paint and some of the texturizing on the ceiling of the deck was peeling -- and it stood out like a sore thumb now that we had pretty fixtures! So -- another project is in the works. I spent the afternoon scraping off the loose paint and texture, and putting up new tape on the seams of the drywall ceiling. I'm going to mud the seams again tonight, and then I'll be able to texturize before the weekend (and I can spend the weekend painting the ceiling). We already picked up some outdoor furniture for next to nothing (90% off at Target a few years ago), so when we are finished, that area should be a pretty, relaxing area to enjoy a drink in the afternoons and evenings while taking in the great view of the valley and mountains.

Pictures soon to come!

Saturday, July 11, 2009

Dry Spell

Well, we're having a dry spell -- and that is both good and bad. Good, because we have no more leaks in the roof. Mike figured out that the problem was that the "spider arms" on the swamp cooler were out of whack -- sending water into the fan instead of onto the evaporative pads. So, all of that water ran down the duct work and was leaking out of a joint, which caused the second (and who knows -- maybe even the first) "leak" that we had. We left the hole in the closet for a couple of weeks and several rain storms -- just to be sure things stayed dry and we felt confident enough about it today to patch the hole (and repair the ceiling in the hall). I've done my initial taping and mudding, and I'll finish up with the texturizing tomorrow. Then I'll paint everything on Wednesday, as I have the day off work.

The other dry spell is not so great. No wins to report in the past several weeks. I did win a $200 QVC gift certificate in June and sent the affidavit back on that, but I haven't actually received it yet. I think I'll hang onto that and use it for Christmas (along with the Wii win), since Mike still might not have a job and things could be really tight. I keep hoping that we'll get a really big win...like another car, or $25,000 in cash, or a really nice trip (Italy or Greece would be GREAT since we had to cancel our cruise there this year due to the economy and the job situation). I am not sending out a ton of entries -- mainly because I just don't have the time and I'm trying not to spend a lot in postage -- but I still get a couple bundles of entries out each week. And, as I've learned time and time again, it only takes one lucky entry to win great prizes. My car, $20,000 in Home Depot gift certificates, and a couple of trip wins were all from one entry each.

It's a scorcher outside today (nearly 100 degrees), so I'm going to pour myself a big glass of ice water and sit in the media room (the coolest room in the house) and do some sweepstakes entering tonight. I got a lot done today around the house -- so I deserve a little break, dreaming about how nice a big win would be!

Friday, June 26, 2009

When It Rains.....

The roofing guy came on Tuesday and spent most of the day taking the evaporative cooler off the roof and replacing all of the worn shingles in that area. He said that there was a leak around the flashings of the cooler and a spot further up on the roof where the tar paper (or whatever it is they use under shingles) had deteriorated. He was so cool about the bill, telling me to send half when I got the invoice and the other half "in 30 days, or whenever."

Yesterday, we had a really heavy downpour in the afternoon. When I got home, I went upstairs to check and make sure things were watertight and the area in the guest room closet seemed fine (no water on the plastic we still have covering the hole in the ceiling). However, just on the other side of the wall, in the hallway, there was quite a big leak, with the drywall sagging on the wall and the ceiling also sagging from the wall to about 6-8 inches towards the center of the hallway.

I have no idea if this is the same leak (as the locations are so close) or a different leak under the tiles (which they did not pull, as we figured the problem was just around the cooler area). I put an email into him, but he is currently away at his son's basketball tournament and won't be back for a week. Sigh.

Mike is going to get into the attic and see if he can tell where the water came from, and perhaps put a bucket up there to catch any futher leaks (as it is supposed to rain at least 2-3 more times before the roofer gets back into town). I guess this also will postpone my fixing the ceiling closet, as we may now have more work to do in the wonderful world of drywall repair (and might as well do it all at once).

I just want a watertight house. We've done so much repair work on this roof since we bought it -- it probably would have been best just to pull everything off and start from scratch (but who can afford $10,000 plus for a new roof, especially now?) Water damage and electric things are what I hate/fear the most and they just cause so much stress! I could tell Mike was really bummed when he saw we still had problems. Luckily, I'm on the schedule at work most days in July and I volunteered to work the 4th of July, as I get time and a half. I'd like to earn enough extra to pay for the roof without having to have a balance on the credit card.

Friday, June 19, 2009

Blog Sweepstakes

If you've read my blog, you know that I enjoy sweepstaking as a hobby. In the 12 plus years I've been doing it, we've always won more than we've spent in stamp money. I've watched it go from a strictly "mail-in" type hobby to a mostly online hobby -- with most sweepstakes now having a way to enter online.

The most recent wave in sweepstaking seems to be blog sweepstakes. Sites like mine will offer a prize to readers/posters. It's something I'm getting used to and trying out. Often, you can get an extra entry in a blog sweepstakes by posting about that particular sweepstakes on your own blog site. I'm giving that a try for the first time today.

The Thrifty Maven, a blog site I like a lot, is giving away a $100 Home Depot gift card from the Home Depot Garden Club . You can enter too! Just visit The Thrifty Maven site and follow the instructions. Good luck!

There is also another great giveaway at Champagne Living and you can win a $25 Target gift card from Got Free ECards. It ends on 6/20.

Job Hunting

For the most part, I like my current temp job. When I'm working in Suite B with Dr. Drescher and her assistant, Stacey, the day flies as we are so busy. Both of them are so nice and they allow me to work on my own, trusting me to get the job done and do quality work. They are both friendly and let me know that they appreciate my work. When I'm at the main registration desk, the staff there is also jovial and friendly. It's always busy there, so the day also goes by pretty quickly.

However, there are some downsides to the job. Mainly, I have no control over the hours I work. Sometimes I have a full week and other times I only work a few days a week. It's hard to budget when the income is not steady. Also, it has still been stressful working with the other clerical workers in the OB/GYN office. They have bonded with the other temp worker and the favoritism they show her is very obvious. When they need someone to fill in, she is the one they call on -- so as a result, she ends up with many more hours than I do. I've attempted to discuss it with the gal that makes those decisions, but she either just doesn't get it, or purposefully decides not to. Needless to say, it makes working in that office difficult, as I kind of feel like the last kid picked for dodge ball. On one hand, working in that office is not enjoyable for me anymore, so I shouldn't care. But on the other hand, I need the hours/money -- so the blatant favoritism is upsetting. Plus, it's just no fun to be working in the office and be ignored during conversations and left out of the jokes that are being told. It's all so elementary school it drives me crazy, but at the same time, it probably hits that insecure part of me left over from when those types of things happened in school.

I decided that I would attempt to use the days I'm not working in a productive manner -- looking for a full time job. My goal is to apply for one job each day I'm home. I haven't yet met that goal, as life tends to throw things at me that I need to deal with right away -- but I have applied for one so far. It was an associate editor position at a national magazine that is based here in town. I emailed my resume and was happy to get a response, along with an editing test that was due the next day. I thought I did a good job and was happy with my work -- but I received an email about a week later thanking me, but saying they would not be inviting me for an interview. Ouch! Still, I'm grateful that they at least emailed to let me know -- so many places here never acknowledge applications or resumes that are sent. I'm still keeping my eye open for a full time position where I'm currently working (but probably not in the OB/GYN office) -- but I figured other options could not hurt (and it's good practice to keep applying).

Full time with benefits would be good. Our dental appointments are coming up next month and I may have to cancel, as we lost our dental insurance when Mike lost his job. Thank goodness the medical insurance is through the military.

The Master Bathroom

I've been trying to get around to posting pictures of the finished master bathroom (I've actually been showering in there for more than a week now!), but as usual, life gets in the way. I've got to make this post short, as I have to get to work this morning -- but here are some before and after pictures for you!

BEFORE - tub area. Note the small, high window:





AFTER - tub area. We put in a great new window that lets us see the terrific view of the valley and mountains:





BEFORE - The vanity area. Outdated, too large, and in disrepair:





AFTER - We like it much better. The vanity was more than 50% off online and note our Craigslist $25 mirror/lights:



BEFORE: Shower, complete with the horrible grout job and outdated tile. We never showered here because of a leak we discovered after purchase.





AFTER - Shower area. We did all of our own tiling on this job with Italian porcelin tile that had been discontinued, so we got a great savings. Mike is ridiculously happy about the body sprays in the shower.





You can see the old medicine chest in the before vanity area pictures. We opted to relocate it and create something unique. From the exterior, it just looks like artwork:



But if you know what it is, you can open it up for storage! We had a lot of fun with this project and saved a ton by designing and constructing it ourselves (we did buy the artwork at 50% off at a local hobby store):



I haven't done the final financial tally on the master bathroom remodel -- however, it about $10,000 overall. The quotes we received from two remodeling companies in town were between $25,000 and $40,000 -- so we're very happy with the sweat equity we will receive from this job (not to mention that it is SO much more pleasant and functional to use!)

Sunday, June 14, 2009

I HATE House Maintenance

I was so excited about the new guest room. I found a perfect cabinet to refinish and tile to match the nightstands (at the Goodwill for $9.99!). I went upstairs to measure the closet to be sure it would fit....and found this:

If you can't tell -- that is the ceiling in the closet, which has fallen in due to a leak in the roof! What is maddening is that it is obvious this area was a patch job, leading me to believe that there was a previous problem. This is one of many things the former owners of the house never disclosed to us. We realize that they were in dire financial straits and that they were trying to sell the house before the bank forclosed, but we would have appreciated knowning about problems, such as the master bathroom shower (which leaked), the many leaks in the roof (we found and fixed two right after we bought the place), and the fact that there had been a leak from the washing machine (which warped the subfloor upstairs) and a leak from the water heater (which needed to be replaced). I don't understand people who can be so purposefully deceptive -- how do they sleep at night?

Needless to say, I'm pretty depressed about it. Not only do I now have more work to do in the guest bedroom (and have I mentioned I hate doing drywall patching and mudding?), but we now have the extra expense of having to pay for another roof repair. The quote I got from our roof guy (who I totally trust and love his work) is $1000, because he has to take the swamp cooler off the roof in order to do the repairs and then install it again. I called and explained our situation (with Mike being unemployed) and asked if there was a less expensive option (that will still do the job and not leave us with problems later). However, we may just have to take the money out of savings to take care of the problem, which is scary. I can tell Mike is really stressed about it and I heard him muttering, "I need to find a job!" It makes my heart hurt for him, because its not like he is not trying to find a job -- there is just nothing out there that pays a decent wage that we could live on.

I'm trying to stay positive -- not only for Mike's sake but for my sanity. I'm focusing on positive things and accomplishing the tasks I can handle myself -- such as finishing up on that TV cabinet for the guest room and using a few old king size pillows to finish the accent pillows for the guest bed. Working on projects makes me feel like I'm at least making some sort of contribution.

Next weekend is the annual neighborhood garage sale. Perhaps we'll make enough to put a dent in the roof repair bill!

Monday, June 8, 2009

The New Guest Room

Since daughter Cherron has moved into her own place, her former bedroom has been empty. I wanted to turn it into a guest bedroom so we had a proper place to put family and friends when they visited -- but with the job situation being what it is, we didn't have a big budget. However, since when do you have to pay a fortune to get a really great look?

I knew I needed all of the furniture, artwork, and accessories. The only thing I already owned was a television and the window coverings that Cherron left behind. The paint was a pretty color, but there was some damage in a few places on the wall. Luckily, Cherron had purchased a quart of new paint to add to the paint we had leftover, as she had wanted to paint the bedroom in her new place the same color. She was kind enough to give me the remainder of that paint to use to touch up the walls in the new guest room.

I became a Craigslist stalker (in a good way -- looking for anything at a great price that might work for me). I was able to purchase the queen size bed and boxsprings, bedroom furniture, and some artwork in this manner. I visited garage sales and picked up a lamp and shopped thrift stores to find the shade and some accessories. I used 50% off coupons at hobby stores for some additional artwork and accessories, and I got all of the bedding on sale. I purchased some fabric (with a 50% off coupon, of course) and I used it to make the accent pillows. I bought a few forms at thrift stores and for the rest, I used old king size pillows we no longer used, cut down to size. The bedroom furniture was in rough shape, so I filled the dings with wood filler, sanded, and painted. I also had to find two finials to go on the footboard, as the originals were missing. I picked up some at the hobby store that were on sale for 66% off and painted them to match. On the nightstands, I tiled the tops to make them more durable and to give them a really great and unique look.

After I touched up the paint on the walls, I found that the new paint was just a tad darker than the old (or the old paint had faded a bit). You could see the blotches on the wall where I touched up -- so I bought some glaze, added it to some of the paint, lightened it up just a bit with some cream color paint I had, and then I did a faux finish on the walls with a sea sponge. The results were great!

Here's where the money went, the total cost, and pictures of the result.

Queen size bed and boxsprings: $80 (from Craigslist)
Four post bed and two nightstands: $40 (from Craigslist)
Finials for bed footboard: $15 (66% off at craft store)
Molding and tile for nightstands: Free (leftover from other jobs)
Paint for bedroom furniture: $30
Paint for bedroom walls: Free (from Cherron)
Glaze & supplies for painting bedroom walls: $30
Candle holders on nightstand: $8 (50% off at craft store and one from thrift store)
Lamp: $4 at garage sale
Lampshade: $4 at thrift store
Bedding (comforter & sheet set, mattress cover and mattress pad): $65 (on sale at various stores)
Bed skirt: $2 at thrift store
Pillow forms: $6 at thrift store and the rest free from old pillows
Accent pillow fabric/thread: $15 (using 40% off coupon at fabric store)
Large flower artwork: $20 (50% off at craft store)
Small flower pictures: $20 (from Craigslist)
Small mirror and hooks: $12 (thrift store and Target)
Floral arrangement: $15 (using coupons and sales at craft store)
Magazine basket: $7 (70% off at craft store)

The grand total: $373

I am still checking Craigslist often, as I would like a small chest or armoir to put inside the closet. That way, there will be storage, as well as a place to put a television (and guests can just open one closet door to watch television from the bed). I don't want to pay more than $25 for this -- so with paint (if needed), I may need to spend another $35 or so. However, I'm so pleased to get this beautiful, comfortable room for around $400! I think it would be easy to spend 10 times that much to get the same look!














Saturday, May 30, 2009

Happenings

Spring is already summer and the kids are out of school! There has been no news on the job front for Mike -- not even one interview! We discussed it and decided that, since pickings are so slim, that this would be the perfect time for him to finish up his BA at college. He only has two semesters to go and while we will have to tap into savings to pay for some of it, we feel it is a good investment, as it may help him to get a job. So, he signed up to take two general education courses (English and biology) at the local community college, as well as an online class through the Southern Illinois University (which is where he is getting his degree). In the fall, he will take three courses at either the community college or university here in town and one more online class and he should be done! Of course, if he gets a job in the meantime, he can always drop the school and finish it later.

We had a bit of a setback with the master bathroom. As Mike was attaching the fixtures in the shower, he found that one pipe was loose. Turns out, the plumbers had not secured it correctly, and we first had to take out a tile (so the plumber could look and confirm this) and then go in through the back wall (Mike's closet) and fix the problem. I thought I was finished with drywall dust for awhile :( However, at least the problem is fixed now and hopefully the last fixture will go in this weekend. We are then FINISHED!! Of course, I'm already planning the next job. The kid's bathroom is in horrible shape. We learned (when we demolished the master bathroom) that the builders tiled right onto normal drywall -- and that is not acceptable. The grout in the kid's bathroom is cracking and we know the wall behind it is in bad shape. Since the tile we used in our bathroom was being discontinued and dropped to a ridiculously low price, we went ahead and purchased enough to re-tile the kid's bathtub surround and the bathroom floor. I'm going to be making a large mosaic from all of our many leftovers and that will be the focal point for that bathroom. I enjoy that type of work, as its an outlet for my creative side (plus, it really gives you a sense of satisfaction when you do a nice job).

Now I just need to find the time/energy to start on that project :)

Sunday, April 19, 2009

Time Really Flies!

I can't believe I haven't posted for over a month! Things have been steadily crazy for the past several weeks. Mike still has not found work, but he has been working very hard every day on the bathroom remodel, as well as other tasks around the house. I so appreciate that he has been doing most of the cleaning and has dinner ready most days when I get home from work.

Work -- well, that has been interesting to say the least. I'm so grateful that my supervisor decided to give me 40 hours each week for the month of April. I don't spend all of my time in the OB/GYN office where I normally was working. Instead, she flexes me out to where the need is -- usually at the main registration desk for the pediatric and family practice clinic. While I usually keep busy while working anywhere, it is a different kind of busy at the registration desk -- just a constant flow of new patients ready to check in. There has been some drama in the OB/GYN office, with some people feeling resentful that I've been working primarily in the new suite with the new doctor. Apparently, they believe that I sit over there and just twiddle my thumbs or surf the internet and there was a lot of complaining and griping going on. One of the girls even emailed me to chastise me for how I spent my day, basing her opinion on incorrect assumptions and the griping of others. She went so far as to accuse me of not clocking out for lunch and of leaving early -- both of which were not true. After simmering for most of the afternoon, I calmed down and wrote a response, letting her know exactly how all of her assumptions were inaccurate and asking her why she just didn't ask me if she had a question as to how I spent my day. I also let her know I was copying the supervisors on the email, as I did not want them to get inaccurate information about me from her or anyone else.

I spoke to my supervisor about the situation the next day and was very relieved when she told me that they could not be more happy with my work and that I should not let any of my co-workers bring me down. Apparently there are some ongoing issues with the OB/GYN department that I was unaware of (most with this particular co-worker) and we later had a meeting about those issues. At first, my co-workers expressed their resentment at the fact that I alone worked in the other suite -- but when I agreed to their suggestion that we rotate (as I felt that way they would all see exactly what work needed to be done over there), they suddenly changed their minds and decided that the whole situation was caused because of stress, as they do not always have me or the other temp worker (when we are flexed out) and are always feeling behind. The supervisor agreed to a suggestion that one girl in the office help with the scheduling so that they would always have sufficient help -- and I insisted that the other temp needed to work in the other suite, as I would not always be there -- so now we alternate. We'll see if that helps the situation. However, it was sad -- because I really enjoyed my job and the people I worked with -- but to learn that people were talking behind my back, criticizing my work unjustly, and making untrue allegations about my ethics and work habits really hurt my feelings. I don't feel that I can really trust any of my co-workers anymore and I do not look forward to my days at the OB/GYN office anymore. At this point, I'm mulling over some other options, including applying for some other positions which would pay a bit less, but would move me to a more autonomous position away from the OB/GYN office.

The bathroom STILL is not finished -- but every day it looks better and better. My parents came to visit the third week in March and I took nearly a full week off work to help Mike to get a lot of tasks accomplished before they arrived. We were able to tile the floor and tub surround, install the vanity and toilet, and put up the mirror/lights, towel rods, etc. We can now actually use the bathroom! The shower is the last thing to do -- and we are tiling it now (it should be done by the end of the week if things go as planned). We had wanted a frameless glass shower enclosure, but we may not be able to afford that right away with Mike's current situation, so we'll just get a shower rod and curtain for the time being. It will be so nice to be able to shower in our bathroom (for the first time since we moved into the house!). I'll be sure to post before and after pictures.

Saturday, March 7, 2009

Some Recent Wins

Now that we are really penny pinching, I appreciate the occasional win more than ever! For now, we are going to allocate $42 per month (one roll of stamps) for sweepstakes entering. However, that may change if things get tight, so I'm also trying to enter sweepstakes online more.

I was notified the other day that one of my online entries was picked in a General Mills sweepstakes open to active duty and retired military families. We won a Nintendo Wii system, complete with the Wii fit.



That was a really nice surprise and one that will be put away as soon as it arrives. We figured it would make a great birthday present for my son or, if my husband is still unemployed at that point, we may just keep it hidden until Christmas. I also won a $50 gas card the other day, which was also a military sweepstakes. That will come in handy when Mike goes to job interviews.

Today, while I was out doing errands, I figured I would pop into the local Indian casino. They give me "free play" each month in varying amounts and I had $7 to spend this week. I do love going to the casino and it is one of those things that I have to give up for the most part just now. However, I decided to limit myself to the $7 they were giving me and another $5 in my wallet. When the money was gone, then I would go also. Just about the time I had used up my $5, I hit the bonus game on the slot machine I was playing and, during that bonus game, I won a $90 jackpot, combined with the other winnings during the bonus game, I walked away with $110! That will pay for our perishable groceries for the week! Too bad that doesn't happen ever time I go to the casino.

These wins, while not incredibly expensive or lavish are so nice, especially now that we can't buy a lot of luxuries for the time being.

Painting and nursing

My son Jonathon missed four days of school last week due to a stomach virus. Mike tended to him, as I was at work most of the time. Kristina came home mid-week from college for a long weekend and spent a day helping Jonathon with some math homework. Now both husband and daughter have the same illness -- just in time for the weekend (when we planned to get quite a bit of work done). I had something similar about three weeks ago, so I'm hoping that it hasn't mutated enough to reinfect me, but I am washing my hands like a maniac and spraying Lysol liberally on doorknobs, handles, remotes, keyboards, and other common items. Now, more than ever, it's important that I stay well, as if I don't work, we don't get that pay.

The drywall guy finished today. He was incredibly slow, but did a really great job! I was able to prime and paint a few of the smaller areas today and then move furniture back to where it was suppose to go (with the help of my son, who is fully recovered). I'm hoping my husband feels well enough tomorrow to do a few things like reattaching some baseboard that we had to remove so I can put my office back in order. I haven't painted for some time and I had forgotten what a satisfying job it is -- giving immediate gratification for a job well done. Tomorrow I plan to prime and paint the larger areas, including the downstairs bathroom, a large under the stairs storage area, and the garage. It will be so nice to get the bathroom vanity back into place and out of the middle of my living room!

The plumbers are coming to finish the master bathroom plumbing on Monday. The quote they provided was very reasonable, so I was thankful. I'm hoping that they can finish that job in a day or so, and then we can get on with putting that bathroom together. I was talking to my mom the other day and she was worried about the stress my husband's unemployment might be putting on the family. I told her that while we weren't happy about it and, of course we worried about money now more than ever, the greatest stress in my life just now is the chaos my house is in due to the construction and remodel. Once everything is done, I think I'll have a real sense of peace.

One nice benefit to the chaos is that we are sorting through our belongings as we put things back -- culling out anything we do not need or want any more. I'll try to sell them online for some extra cash and, what does sell, we'll donate. One of my resolutions is to be much better at keeping records of those types of things, so that when tax time rolls around next year, I can take all of the deductions I should.

Well, I've got to squeeze a bit more painting in before bedtime. I'm feeling a sense of urgency to get as much done as possible -- just in case the dreaded stomach virus hits me again (but I'm praying that doesn't happen. I just HATE being sick!).

Monday, March 2, 2009

Some Days Are Better Than Others

Last week Mike was informed that the purchase of his company will not go through after all. Apparently, the delay in financing was just too much and the senior stockholders in the company demanded that the company refile for Chapter 7 and be liquidated instead of saved. So, Mike is officially unemployed at this point.

We had a tough few days as we attempted to process the information. While we always knew logically that this could happen, we always felt that the company would be saved (and thus were in some denial about the possibility of unemployment). Of course, this happened in the middle of the re-plumb of the house and remodel of the master bathroom.

I'm happy to say that the re-plumb went fairly well, passed the city inspection, and now we're just waiting for their drywall guy to patch up all the holes. What wasn't so great was that when we did the initial quote/walk-through with the owner of the plumbing company, he indicated verbally that most of our master bathroom plumbing (for the remodel) would be no extra charge, as they would already be doing plumbing in that area. However, once the re-plumb started, he indicated that the two jobs were to be entirely separate (due to the class action claim), and he would give us a quote for the master bathroom when the re-plumb was done. That is supposed to happen today -- so I'm crossing my fingers he is a man of his word and that no outlandish fee is quoted, as we just can't afford another huge cost just now (we had to spend $2000 of our own money to hire this particular company, as opposed to the company the class action people usually use (we were not impressed at all with them), to use the materials that every plumber we talked to recommended (instead of the materials included in the class action claim) and to continue the re-plumb to the street so that we would not have a possibility of future leaks under the slab (which is an expensive problem with the substandard pipes).

We spent the weekend productively, doing taxes to figure exactly how much we owed and making a spreadsheet of our finances, including current income, money that is expected in soon, unusual expenses (like the bathroom remodeling costs and taxes), and a regular monthly budget. It made us feel a lot better to see that we'll still have some savings left after our unusual expenses and that we'll be bringing in enough to live on if we are careful with our spending.

Mike was able to get into the dentist for his cleaning before the benefits expired at the end of the month (the kids and I were just in last month). Our health insurance continues, as it is military and not through his work. We were also informed by the company (two days before the end of the month) that we had to use up any money in our FlexPay account by 2/28, or loose it. So, we had to go on an unexpected shopping spree to purchase over the counter medications and other covered items so that we could submit a claim for the amount we had paid in this year. We'll use all of the items eventually, but it was frustrating that the company did not let us know about the situation until two days before the deadline.

I'll be happy to see the progress on the drywall patching when I come home from work today and hopefully the quote from the plumber for the master bathroom plumbing is not horrible. I'm so eager to have my house put back together again and items put away. Living in chaos, especially during this particular time and situation, is stressful -- and we need as much peace of mind as we can get just now :)

Saturday, February 21, 2009

Better News

Even in light of our recent scary news, I'm still excited about the replumb (which starts Monday and should be finished by Saturday). It means that I no longer have to worry about our sub-standard pipes bursting and causing tens of thousands in damage. Plus, it means that we can then move forward with finishing the master bathroom!

We have 98% of all supplies needed already purchased and paid for. The contractor built out the new tub deck the other day and will be coming back to finish the shower when the plumbers are done. My husband is using his unexpected time off to do work we anticipated we would have to do in the evenings and weekends, which will speed things up. He put in our new fan/light combos above the new shower and toilet area yesterday. They look great and much quieter than the old unit we had before. The electrician is working as I type, putting in two new recessed lights in the ceiling, installing new GFI outlets, and repositioning the old vanity light outlets to their new location (to work with those bargain mirror/lights that I purchased for $25 each!)

Today, I am spending some time painting the new vanity feet (at first, we had planned to refinish the entire vanity, but then decided it would be easier/cheaper to go with the original finish (and we grew to love it). However, Mike had stripped the feet before we made that decision, so I need to restore them now. The base coat is done, but I need to experiment a bit to find the perfect combination/technique for putting on the grayish glaze that gives the vanity an antique look.

I'm also going to try my hand at cutting up our old mirror into two pieces that will fit the new mirror/lights (if you remember, the woman sold them because the original mirrors had broken). I feel quite confident that I can at least cut rectangles to size. I'm not sure about the curved cut that would be required for the corners -- but our local glass shop charges just $5 per cut, so they can always finish it up for me and the total cost would still just be $45 per mirror/light (a huge savings over buying them new at $150-$225). We're trying to reuse what we can and recycle the rest on Freecycle, Craigslist, or by donating to Restore (where all proceeds go to Habitat for Humanity).

When the electrician is done today, then we can put up the new drywall on the ceiling. I'm just trying to decide if I want to tape, mud, and texturize that ceiling or if we want to pay a bit extra to the plumber to have his drywall man do it for us. Hanging the drywall is labor intensive, but not difficult. However, we learned from past experience that the taping and mudding require a certain skill and we don't really have that skill. Plus, the texturizing we did on the walls during the remodel of the kitchen and other rooms (when we first bought the house) was kind of a nightmare. Neither of us really want to go there again if we can help it. However, I'm thinking that the ceiling is kind of a different animal. The taping and mudding do not have to be as exact, as the texturizing is heavier (and hides imperfections) -- plus, since the texturizing is done by hand (and I already have all those tools and got quite a bit of practice the first time around), I think I can do that job without too much frustration or difficulty. That would allow us to paint the ceiling and get the light fixtures put together and in place, even before the replumb is done. We can always have the plumber's drywall guy just tape, mud and texturize the walls for us -- which is the part we don't do as well. I just really want to see something "finished" in that bathroom. It's those little things that really keep me excited and motivated about finishing.

I know that Mike took some "before" pictures of the bathroom and has been taking some pictures as the job has progressed. Next time, I'll try to post some pictures so you can see for yourself how things are going.

Scary news

Mike called me at work the other day to let me know (before I heard it on the news) that all of the employees of his company had been "furloughed" without pay until further notice. Basically, the sale of the company to the new buyers has been taking longer than anyone anticipated. The great majority of the funding is coming from a Russian bank and the bankruptcy court wants to make sure (in light of current global economic troubles) that the bank is solvent and the funds are good. Because of this, the interim funding that the new buyers provided to keep the company running during the transition is quickly dwindling. They hope by having everyone but a skeleton crew go home, that they can conserve enough funds to keep things going until the sale is finalized. Then (they say) everyone can come back to work.

The same day this happened, we had several other businesses go under in our state, leaving around 2000 people without jobs/paychecks. The governor took action to help speed up unemployment benefits -- and apparently those employees in my husband's company who have been furloughed will be able to apply for unemployment benefits (even though they have not been technically laid off or fired). I'm not sure how that will work and I'm hoping its not even necessary, since the new buyers seem to think it's just a matter of days before things are finalized.

At my job, the president of the company issued an email to all employees, explaining that the company has lost $2 million more per month for the past two months than they had anticipated (which seems to indicate that MORE than $2 million per month was lost). Apparently, people are not going to get medical care as they used to and, if they do get care, they are less likely to pay. The president basically said that the company cannot continue to hemorrhage money like this and stay solvent. They are trying desperately not to lay off any employees, but that may not work. Of course, temporary employees like myself will be the first to go if things get worse. As it is, the past several weeks I've been told to go home when there are not enough providers in our office to keep everyone busy all the time. Of course, as I'm a temp employee, when I go home, that means I don't get paid for that time off. It's a particular concern now that my husband is also not getting paid.

We are hopeful that things work out for my Mike's company and that he is told to report back to work within the next week or so. In the meantime, I'm doing as much freelance work as I can and also asking to be flexed out to other departments within my company (if my department does not need me and some other department can use me). We've got a few major expenses coming up immediately that we had saved for -- but its scary to use those funds on the replumb and bathroom remodel when we don't know for sure that my husband will be employed or not. However, not to spend the money is not really an option at this point, as the bathroom has to be put back together and the replumb must take place or we will loose the option. Granted, we could not do the additional work (of continuing the replumb to the street) -- but we both agree it is a good investment for a future sale of the house (not to mention that the piece of mind that we will not have a leak under our foundation/slab is priceless). We did start the refinancing process on our home about a month ago, locking in a 5% fixed rate (down from the 6.375% we had originally). We close on that new loan on Monday, which will save us about $250 per month on our mortgage payment. Every little bit helps at this point.

Nearly everyone I know has been effected to some degree by this horrible economy. I don't know that I agree with everything that the government has done to try to fix it -- and I expect things will not get better for quite some time. I know that there are some that are much worse off than we are, even with our current problems. I'm grateful every day for our savings and for my husband's military retirement pay, which is enough to pay our mortgage under the worse circumstances. We've also finished paying for my daughter's college for this year -- so we have some time until the fall semester starts to figure out how to deal with that. Once the replumb and bathroom remodel is done, then I think I'll be able to take a deep breath, reassess, and draw up a new budget so that we can all feel more at ease, knowing everything will be paid, even if Mike becomes truly unemployed.

Monday, February 2, 2009

Change

I didn't have a great night last night. I was up until midnight with indigestion and then finally was able to sleep for about four hours. Then, around 4am, I started sleeping fitfully, having a dream that kept getting interrupted (but then it would start up again where it left off when I dozed back to sleep again).

The dream was quite vivid. In it, I was apparently giving a speech at a company meeting about "Change." There have really been some changes at work in some departments (in real life). They have brought in a "LEAN team" in order to standardize things and make things run more smoothly. This has generated quite a bit of hostility and push back from those who thought things were fine just as they were. However, I haven't been working in those particular departments for months -- so I'm not sure what brought on the "Change" dream.

In the dream, I was writing notes for my speech. I clearly remember that it went something like this:

Almost no one welcomes change. It's usually hard and sometimes terrifying. It's hard to understand why change has to happen -- as you may think things are running fine, just as they are. This is true both in a professional and personal setting. However, life IS change -- if we are stagnant, things never have a chance to improve. Can change fail? Well, yes -- but the alternative is unacceptable, as to keep the status quo, never taking a risk, never exploring options, might mean a safe life -- but not a successful life.

At that point, my dream dissolved into something a bit different. I was watching myself give a speech (but I knew in my dream that I was not really giving this particular speech and it was just my imagination) and I was talking about how I had worked this job for months, had done a good job, and had been assured a full time job, which never materialized -- and "that is bullshit." Clearly, I must have some issues with the fact that there is a hiring freeze! LOL! I imagine they are linked to the uncertainty of my husband's job just now (the sale to the major investor in the company went through, and they've been told there will be some news about the future of employees this week).

Anyway -- the point of this post is that I woke up really thinking about change (as I felt my "speech" was a good one that made sense). I wondered to myself if I needed to embrace change more. Certainly there are things in life I am not particularly happy with -- but I've been living with the status quo because change would be hard and stressful -- and I didn't want that in my life just now. Perhaps my subconscious is telling me it's time to really examine my life and make the changes that need to be made in order to improve my mental and physical well being. So, that is my goal for this week -- and I'm going to start a positive change by heading back to the gym (for the first time in months). Mike and I worked out a schedule so that each of us can go on alternate mornings (while the other gets our son off to school). With both of us committed and with a plan, it should work out for each of us.

I'll keep you updated on what changes I decide to make in my life.

Sunday, January 11, 2009

Remodeling Bargains

We still have not heard any official news about my Mike's job. The company is due to be sold to the highest bidder sometime next week. I suppose, at that time, he'll be terminated and then either re-hired or not. Of course, the new owners could elect to pay him less than he was making before and we may not have much choice but to accept, as otherwise his only alternative would be to start over in a different field (as he is in a highly specialized field at this point, and there are no other employers in that field in our area).

With this in mind, and the master bathroom now down to the studs in some areas (preparing for the replumbing that will happen in a few weeks (knock wood), we've been trying to get all of the things we need for the remodeled bathroom, at bargain prices. We already purchased the vanity (on sale for about 50% off after shipping costs), the bathtub (purchased at 45% off retail) and a toilet. All of these have been paid for in full, as we are trying not to incur further debt. In my spare time, I do a lot of online searching for items we still need, such as lighting, mirrors, and fixtures.

The other day, I was on Craigslist and happened to see a post about some mirrors with built-in lighting. I appreciated that a picture was posted, as I had seen these mirrors during my online search and had liked them -- but I had not liked the $135-$266 cost I found them selling for in various places. The Craigslist poster mentioned that the mirrors had broken in transit, and that was the reason she was selling the items -- for $50 each. I did some calculations, made some calls, and determined that I could replace the broken mirrors within the frames for about $40 each, which would still be a significant savings over what I would spend buying them online. So, my husband and I set up a time and went to see the mirrors, which were still in their boxes and in excellent condition (except for the actual mirror). The globes for the attached lighting fixtures were in great shape, as were the frames themselves. When I told the woman I liked the mirrors, she then told me that they would be $25 each -- half of what I had expected to spend. So, for $65 each, we have both the vanity mirrors and lighting in the bag! You can see a picture of our bargain at the top of the post.

I'm finding Craigslist to be a valuable resource. Yesterday, I found a post from someone selling over 2500 square feet of porcelain tile for just $1 a square foot! We're going to take a look at that this weekend and perhaps we can find what we need for our floor, tub deck, and shower.

Grocery Savings


While I was at work the other day, a customer came up to my desk requesting a pen and piece of paper. She was holding a magazine, so I asked her if she needed something larger than a Post-it, as I thought she was going to copy a recipe. She told me that she was just writing down a website where you could print out coupons. That led to a discussion about how both of us are bargain hunters and the ways we are trying to save money in these uncertain economic times.

One way I save big on groceries is to purchase 4 Sunday newspapers. Sometimes, if I time it right, I can get these for free -- as on Sunday evening the grocery store cuts off the front page header on all remaining copies to give back to the publisher -- and then cannot sell the newspaper. So, at that point, they give them away free! The reason I purchase 4 newspapers is that I like multiple coupons when I go shopping. That way, if there is a great deal (made even better with the coupon), I can buy one item for each coupon I possess. I also do not cut out my coupons before shopping. Instead, I go through the inserts, logging each coupon into a spreadsheet I created, which lists the item, the amount off (and how many you need to buy (i.e.: $1.00/2 would mean you save $1.00 off a purchase of two of that particular item). It also shows the date of insert, type of insert (i.e.: Smartsource, P&G, etc), expiration date, and the number of coupons I have on hand. The inserts themselves are put into a manila folder with the date of the insert printed on the outside.

When I go shopping, I print out my spreadsheet and refer to it as I make my ways up and down the aisles. I don't limit myself to a strict shopping list, as sometimes I find things that are nearly free -- so I stock up whether I currently need that particular item or not. Then, these items go into my freezer or pantry and eventually they are used. If its a great deal on something I already have WAY too much of, such as salad dressing -- but I can get a bottle for 25 cents after coupon, then I go ahead and purchase it and donate it to a local food bank. It doesn't cost me but a few dollars to get a bag full of groceries to help out someone else. While this way of shopping takes longer than just throwing things into the cart and paying full price, it also saves me some big bucks. For example, on one recent shopping trip, my total would have been around $300 without coupons. With my coupons, I saved over $75!

Another way I save money (and time) is to do once a month freezer cooking (or OAMC, as it's called on the net). Basically, this means that you stock up on meat when it's at a great price, and then do a cooking session, turning that meat into many different meals that can be frozen, and then thawed and cooked later on. This is wonderful when you are working full time, as you can do all of your cooking on the weekend.

For example, the other day boneless, skinless chicken breasts were on sale for $1.59 per pound. I purchased about 25-30 pounds or so. I usually have the other ingredients I would need for my cooking sessions on hand (purchased earlier using coupons to maximize my savings). Out of that chicken, I made two pans of chicken enchiladas, 3 pans of "Chicken Supreme" (a great recipe the whole family loves), four containers of my chicken soup base (which can be used for chicken noodle soup, chicken and dumplings, etc), 3 meals worth of stuffed chicken breasts, 2 containers of Alice Springs Chicken (an Outback Steakhouse copycat recipe), and several meals worth of chicken breasts in various marinades, that just need to be thawed and then grilled. I have a spreadsheet on my freezer that lists the various items currently inside and, when we pull something out for dinner, we just make a tick mark, so we know how many of that particular item are left. I do the same sort of cooking sessions for pork, beef, and ground beef. There is a great Yahoo Groups email list that deals exclusively with OAMC -- do a search for "Frozen Assets" to find it and sign up.